Payment is via credit card or internet banking (Account to Account) only. RUBY accepts Visa, MasterCard and American Express. All payments are processed through Payment Express.

What is Payment Express?

This is an electronic payment service that enables us to safely and securely accept payments. If you have any questions about this service please contact us at

What is Account to Account?

Account to Account is an e-commerce solution that enables us to accept online bank transfers as an alternative to credit card payments.

Why use Account to Account?

Account to Account provides an alternative online payment option for customers without credit cards, or for customers who prefer paying via online bank transfer.

The name that will appear on your bank statement will be RUBY Apparel Auk.

Price of Goods

RUBY is a New Zealand based business and all transactions are billed in New Zealand dollars.

The price you pay for the goods will be the price specified on the website. If you are outside of New Zealand this is relevant to the daily exchange rate as provided by at the time of the purchase. All international orders are exempt from 15% GST, which will automatically be deducted at the checkout.

You also agree to pay the delivery and handling fee: $8NZD for New Zealand (complimentary for orders over $200NZD), $25NZD for Australia (complimentary for orders over $200NZD), $35NZD for Asia/Pacific and $60NZD for the rest of the world.

You are liable for any international import duties, customs & local sales taxes levied by the country you are shipping to. These taxes and duties may need to be paid in order to release your order from customs on arrival into your country.

RUBY prices are subject to variation without notice. The price payable for the goods shall be the price applicable on the date the goods are confirmed as ordered.